ÿþ<html lang="en" xml:lang="en" xmlns="http://www.w3.org/1999/xhtml" xmlns:cctd="http://www.constantcontact.com/cctd"> <head> <title>Insurance Benefits News</title> </head> <body bgcolor="#FFFFFF" style="BACKGROUND-COLOR: #FFFFFF;MARGIN: 0px 0px 0px 0px;"><TABLE width="100%" border="0" CELLSPACING="0" CELLPADDING="0" BGCOLOR="#D4D0C8"><TR><TD WIDTH="4"></TD><TD><TABLE border="0" CELLSPACING="0"><TR><TD ALIGN="left" VALIGN="top" NOWRAP><B><FONT face="Arial" size="2">Subject</FONT></B></TD><TD ALIGN="left" VALIGN="top" NOWRAP WIDTH="10"><B><FONT face="Arial" size="2">:</FONT></B></TD><TD ALIGN="left" VALIGN="top" ><FONT face="Arial" size="2">Insurance Benefits News</FONT></TD></TR> <TR><TD ALIGN="left" VALIGN="top" NOWRAP><B><FONT face="Arial" size="2">Date</FONT></B></TD><TD ALIGN="left" VALIGN="top" NOWRAP WIDTH="10"><B><FONT face="Arial" size="2">:</FONT></B></TD><TD ALIGN="left" VALIGN="top" ><FONT face="Arial" size="2">Sat, 3 Feb 2007 07:28:00 -0600</FONT></TD></TR> <TR><TD ALIGN="left" VALIGN="top" NOWRAP><B><FONT face="Arial" size="2">Linked to</FONT></B></TD><TD ALIGN="left" VALIGN="top" NOWRAP WIDTH="10"><B><FONT face="Arial" size="2">:</FONT></B></TD><TD ALIGN="left" VALIGN="top" ><FONT face="Arial" size="2">Alicea Zanotti</FONT></TD></TR> <TR><TD ALIGN="left" VALIGN="top" NOWRAP><B><FONT face="Arial" size="2">From</FONT></B></TD><TD ALIGN="left" VALIGN="top" NOWRAP WIDTH="10"><B><FONT face="Arial" size="2">:</FONT></B></TD><TD ALIGN="left" VALIGN="top" ><FONT face="Arial" size="2">VERNON BELL <A href="mailto:vern@vernbellagency.com"><FONT color="#0000FF">&lt;vern@vernbellagency.com&gt;</FONT></A></FONT></TD></TR> <TR><TD ALIGN="left" VALIGN="top" NOWRAP><B><FONT face="Arial" size="2">To</FONT></B></TD><TD ALIGN="left" VALIGN="top" NOWRAP WIDTH="10"><B><FONT face="Arial" size="2">:</FONT></B></TD><TD ALIGN="left" VALIGN="top" ><FONT face="Arial" size="2"><A href="mailto:vern@vernbellagency.com"><FONT color="#0000FF">&lt;vern@vernbellagency.com&gt;</FONT></A></FONT></TD></TR> </TABLE></TD><TD></TD><TD WIDTH=2 BGCOLOR="#808080"></TD><TD WIDTH=1 BGCOLOR="#404040"></TD></TR><TR BGCOLOR="#808080"><TD WIDTH="4"></TD><TD HEIGHT="2"></TD><TD HEIGHT="2"></TD><TD HEIGHT="2" WIDTH="1"></TD><TD HEIGHT="1" WIDTH="1" BGCOLOR="#404040"></TD></TR><TR BGCOLOR="#404040"><TD WIDTH="4"></TD><TD HEIGHT="1"></TD><TD HEIGHT="1"></TD><TD HEIGHT="1" WIDTH="1"></TD><TD HEIGHT="1" WIDTH="1"></TD></TR></TABLE><BR><center><table bgcolor="#ffffff" width="595"><tr><td width="100%"><font color="#000000" face="verdana,arial" size="1"><ReminderContent>You are receiving this email from Vern Bell Agency because you purchased a product/service or subscribed on our website. 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To no longer receive our emails, click to <a href="http://ui.constantcontact.com/d.jsp?p=un&m=1101166970373&ea=vern%40vernbellagency.com&se=&t=1101515732618&lang=en&reason=F&id=preview.1101166970373" style="color:#0000ff;" target="_blank">unsubscribe</a>.</ReminderContent></font></td></tr></table></center> <div align="center" bgcolor="#FFFFFF" style="BACKGROUND-COLOR: #FFFFFF;MARGIN: 0px 0px 0px 0px;"> <img alt=" " height="1" src="http://rs6.net/on.jsp?t=1101515732618.0.1101166970373.0&ts=S0217&o=http://ui.constantcontact.com/images/p1x1.gif" width="1"/> <table bgcolor="#003366" border="0" cellpadding="0" cellspacing="2" style="BACKGROUND-COLOR: #003366;" width="610"> <tr> <td bgcolor="#FFFFFF" colspan="1" rowspan="1" style="BACKGROUND-COLOR: #FFFFFF;"> <table border="0" cellpadding="0" cellspacing="0" width="100%"> <tr> <td align="center" colspan="2" rowspan="1" style="TEXT-ALIGN: center;" valign="bottom"> <img align="center" alt="Dallasview" border="0" height="172.8" src="http://origin.ih.constantcontact.com/fs038/1101166970373/img/1.jpg?a=1101515732618" vspace="2" width="604.8"/> </td> </tr> <tr bgcolor="#668ABE" style="BACKGROUND-COLOR: #668ABE;"> <td colspan="2" height="60" rowspan="1" style="TEXT-ALIGN: center;"><font color="#FFFFFF" face="Georgia,'Times New Roman',Times,serif" size="6" style="FONT-FAMILY: Georgia,'Times New Roman',Times,serif;FONT-SIZE: 24pt;COLOR: #FFFFFF;">Insurance News & Advice</font></td> </tr> <tr> <td colspan="1" rowspan="1" style="TEXT-ALIGN: left;PADDING-LEFT: 5px;"><font color="#003366" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;FONT-WEIGHT: bold;COLOR: #003366;">Elevating customer service through technology...</font></td> <td colspan="1" rowspan="1" style="TEXT-ALIGN: right;PADDING-RIGHT: 5px;"><font color="#003366" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;FONT-WEIGHT: bold;COLOR: #003366;">January 2007</font></td> </tr> </table> <p> </p> <table bgcolor="#EEEEDF" border="0" cellpadding="0" cellspacing="0" style="BACKGROUND-COLOR: #EEEEDF;" width="100%"> <tr> <td colspan="1" rowspan="1" valign="top"> <table bgcolor="#003366" border="0" cellpadding="0" cellspacing="2" style="BACKGROUND-COLOR: #003366;" width="100%"> <tr> <td align="center" bgcolor="#FFFFFF" colspan="1" rowspan="1" style="BACKGROUND-COLOR: #FFFFFF;" valign="top"><font color="#003366" face="Georgia,'Times New Roman',Times,serif" size="3" style="FONT-FAMILY: Georgia,'Times New Roman',Times,serif;FONT-SIZE: 13pt;COLOR: #003366;">in this issue</font></td> </tr> </table> <table border="0" cellpadding="2" cellspacing="0" width="100%"> <tr> <td align="center" bgcolor="#DBE8F4" colspan="1" rowspan="1" style="BACKGROUND-COLOR: #DBE8F4;" valign="top"> <font color="#000000" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;COLOR: #000000;"> <br/> <p><a color="#003366" href="#column" shape="rect" style="COLOR: #003366;FONT-WEIGHT: bold;">The Health Insurance Crisis..</a></p> <p><a color="#003366" href="#article1.bg1" shape="rect" style="COLOR: #003366;FONT-WEIGHT: bold;">Identity Theft Solutions</a></p> <p><a color="#003366" href="#article2.bg1" shape="rect" style="COLOR: #003366;FONT-WEIGHT: bold;">Top Ten Life Insurance Blunders</a></p> <p><a color="#003366" href="#article2.bg2" shape="rect" style="COLOR: #003366;FONT-WEIGHT: bold;">Request a Quote</a></p> <br/> </font> </td> </tr> <tr> <td bgcolor="#003366" colspan="1" rowspan="1" style="BACKGROUND-COLOR: #003366;" valign="top"><div>&#160;</div></td> </tr> </table> <table bgcolor="#EEEEDF" border="0" cellpadding="0" cellspacing="0" style="BACKGROUND-COLOR: #EEEEDF;" width="100%"> <tr> <td align="center" colspan="1" rowspan="1"> <a name="column" shape="rect"/> <font color="#000000" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;COLOR: #000000;"> <font color="#003366" face="Verdana, Geneva, Arial, Helvetica, sans-serif" size="4" style="FONT-FAMILY: Verdana, Geneva, Arial, Helvetica, sans-serif;FONT-SIZE: 14pt;COLOR: #003366;"> <div><br/>The Health Insurance Crisis..</div> </font> <a href="http://rs6.net/tn.jsp?t=kunix8bab.0.0.fqbvkrbab.0&ts=S0217&p=http%3A%2F%2Fwww.vernbellagency.com" shape="rect"><img alt="Seniors" border="0" height="156" src="http://origin.ih.constantcontact.com/fs038/1101166970373/img/21.gif?a=1101515732618" vspace="10" width="215"/></a> <p> The inability to secure quality health insurance has truly become a crisis for many in the great State of Texas. Every alternative under consideration has its own set of consequence. Those without group health insurance benefits are at the greatest risk. As we age the cost of health insurance sky rockets. Health insurance has become so expensive that almost all employers require employees to pay part of their premium. And, many small firms no longer offer health insurance benefits at all. This places aging workers in the uncomfortable position of having to seek expensive individual health insurance. <br> <br> Those with special medical problems, like diabetes or a history of cancer, often are simply uninsurable. There is a safety net for the poor. But, the middle class wage earner in their late 50's or early 60's is often just out of luck. The cost of insurance from the Texas Risk Pool is simply too great to afford. So, often it comes down to taking a big risk and waiting until they qualify for Medicare. It's a formula for personal financial disaster. And, its a huge issue for our state and our country. <br><br> A growing percentage of the huge baby boomer demographic is feeling the pinch in a big way. As time goes on even more will experience job changes and medical problems that push them to the limit. Look for this issue to play a major role in the next national election. </p> <a color="#003366" href="http://rs6.net/tn.jsp?t=kunix8bab.0.0.fqbvkrbab.0&ts=S0217&p=http%3A%2F%2Fvernbellagency.ihoststudio.com%2FOther_condition.html" shape="rect" style="COLOR: #003366;FONT-WEIGHT: bold;">Click here for health insurance alternatives...</a> </font> <br/> <br/> </td> </tr> </table> <br/> </td> <td align="left" bgcolor="#FFFFFF" colspan="1" rowspan="2" style="BACKGROUND-COLOR: #FFFFFF;" valign="top" width="420"> <table border="0" cellpadding="2" cellspacing="0" width="100%"> <tr bgcolor="#FFFFFF" style="BACKGROUND-COLOR: #FFFFFF;"> <td colspan="1" rowspan="1" style="PADDING-LEFT: 10px;" valign="top"> </td> <td colspan="1" rowspan="1" valign="top"> <font color="#000000" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;COLOR: #000000;"> <font color="#000000" face="Verdana, Geneva, Arial, Helvetica, sans-serif" size="2" style="FONT-FAMILY: Verdana, Geneva, Arial, Helvetica, sans-serif;FONT-SIZE: 10pt;FONT-WEIGHT: bold;COLOR: #000000;"></font> <p> Historically, health and life insurance applications have been processed via hard copy - paper. But, today internet based customer portals provide a more secure and less error prone avenue for customer application data entry. During 2006 I made changes to my web site to take advantage of this new technology. At present my <a href="http://rs6.net/tn.jsp?t=kunix8bab.0.0.fqbvkrbab.0&ts=S0217&p=http%3A%2F%2Fwww.quotes2go.net">www.quotes2go.net</a> web site provides convenient, hassle free, shopping and direct access to health insurance customer portals. During 2007 I'll expand this capability to Life Insurance and other insurance products as carriers implement new portals.<br><br>Using <a href="http://rs6.net/tn.jsp?t=kunix8bab.0.0.fqbvkrbab.0&ts=S0217&p=http%3A%2F%2Fwww.quotes2go.net">www.quotes2go.net</a> consumers can shop for health insurance and apply on line right now. Applications are confirmed by the insurance company and processed by underwriting in the shortest possible time. And, the <a href="http://rs6.net/tn.jsp?t=kunix8bab.0.0.fqbvkrbab.0&ts=S0217&p=http%3A%2F%2Fwww.vernbellagency.com%2FIdentity_Theft.html">Identity Theft</a> and handling error risk associated with paper application forms are no longer a cause of concern. If you haven't already tried it, give it a spin at <a href="http://rs6.net/tn.jsp?t=kunix8bab.0.0.fqbvkrbab.0&ts=S0217&p=http%3A%2F%2Fwww.quotes2go.net">www.quotes2go.net</a>. </p> <br/> </font> </td> </tr> <tr> <td bgcolor="#003366" colspan="2" height="3" rowspan="1" style="BACKGROUND-COLOR: #003366;" valign="bottom"> </td> </tr> <tr> <td colspan="2" height="2" rowspan="1" valign="bottom"> </td> </tr> <tr> <td bgcolor="#003366" colspan="2" height="2" rowspan="1" style="BACKGROUND-COLOR: #003366;" valign="bottom"> </td> </tr> </table> <a name="article1.bg1" shape="rect"/> <table bgcolor="#FFFFFF" border="0" cellpadding="4" cellspacing="0" style="BACKGROUND-COLOR: #FFFFFF;" width="100%"> <tr> <td colspan="2" rowspan="1" valign="top"><font color="#003366" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;FONT-WEIGHT: bold;COLOR: #003366;"><li style="MARGIN-LEFT: 12pt;TEXT-INDENT: -12pt;">Identity Theft Solutions</li></font></td> </tr> <tr> <td colspan="1" rowspan="1" style="PADDING-LEFT: 10px;" valign="top"> </td> <td colspan="1" rowspan="1" valign="top"> <font color="#000000" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;COLOR: #000000;"> <div align="center"> <a href="http://rs6.net/tn.jsp?t=kunix8bab.0.0.fqbvkrbab.0&ts=S0217&p=http%3A%2F%2Fwww.identitytheftsmart.com%2Findex.cfm%3Faffid%3D81" shape="rect"><img align="right" alt="Identity Theft" border="0" height="160" hspace="5" src="http://origin.ih.constantcontact.com/fs038/1101166970373/img/19.jpg?a=1101515732618" vspace="5" width="110"/></a> </div> <p> In order to address the growing problem of identity theft I ve joined forces with IT Risk Managers. IT Risk Managers' Identity Theft Smart Program is a proactive online educational and recovery program that employs a proprietary risk management processes to assist members in managing and minimizing the risk of becoming an identity theft victim. Specific Identity Theft Smart programs have been crafted to address the needs of individuals, families and businesses. Each Identity Theft Smart program consist of four modules, with each module providing an integral part of a proprietary risk management process. The Awareness and Prevention modules are focused on education. The Recovery and Insurance modules are focused on the recovery process in the event that a member experiences an identity theft event. You can learn more about these highly innovative products by clicking on the following link. </p> </font> </td> </tr> <tr> <td colspan="1" rowspan="1" style="PADDING-LEFT: 10px;" valign="top"> </td> <td colspan="1" rowspan="1" style="TEXT-ALIGN: left;PADDING-BOTTOM: 10px;"><font color="#000000" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;COLOR: #000000;"><a color="#003366" href="http://rs6.net/tn.jsp?t=kunix8bab.0.0.fqbvkrbab.0&ts=S0217&p=http%3A%2F%2Fwww.identitytheftsmart.com%2Findex.cfm%3Faffid%3D81" shape="rect" style="COLOR: #003366;FONT-WEIGHT: bold;">Identity Theft Smart Program...</a></font></td> </tr> <tr> <td bgcolor="#003366" colspan="2" rowspan="1" style="BACKGROUND-COLOR: #003366;" valign="bottom"> </td> </tr> </table> <a name="article2.bg1" shape="rect"/> <table bgcolor="#FFFFFF" border="0" cellpadding="4" cellspacing="0" style="BACKGROUND-COLOR: #FFFFFF;" width="100%"> <tr> <td colspan="2" rowspan="1" valign="top"><font color="#003366" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;FONT-WEIGHT: bold;COLOR: #003366;"><li style="MARGIN-LEFT: 12pt;TEXT-INDENT: -12pt;">Top Ten Life Insurance Blunders</li></font></td> </tr> <tr> <td colspan="1" rowspan="1" style="PADDING-LEFT: 10px;" valign="top"> </td> <td colspan="1" rowspan="1" valign="top"> <font color="#000000" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;COLOR: #000000;"> <div align="center"> <a href="http://rs6.net/tn.jsp?t=kunix8bab.0.0.fqbvkrbab.0&ts=S0217&p=http%3A%2F%2Fvernbellagency.ihoststudio.com%2FTop.html" shape="rect"><img align="right" alt="Young Family" border="0" height="188" hspace="5" src="http://origin.ih.constantcontact.com/fs038/1101166970373/img/13.jpg?a=1101515732618" vspace="5" width="233"/></a> </div> <p> If you're considering buying, increasing or replacing your life insurance there are many pitfalls to consider. I've composed a list of the Top Ten blunders I see clients make over and over. Click on the web link to see all ten. Then call or email for a quotation. </p> </font> </td> </tr> <tr> <td colspan="1" rowspan="1" style="PADDING-LEFT: 10px;" valign="top"> </td> <td colspan="1" rowspan="1" style="TEXT-ALIGN: left;PADDING-BOTTOM: 10px;"><font color="#000000" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;COLOR: #000000;"><a color="#003366" href="http://rs6.net/tn.jsp?t=kunix8bab.0.0.fqbvkrbab.0&ts=S0217&p=http%3A%2F%2Fvernbellagency.ihoststudio.com%2FTop.html" shape="rect" style="COLOR: #003366;FONT-WEIGHT: bold;">Link to Top Ten Blunders..</a></font></td> </tr> <tr> <td bgcolor="#003366" colspan="2" rowspan="1" style="BACKGROUND-COLOR: #003366;" valign="bottom"> </td> </tr> </table> <a name="article2.bg2" shape="rect"/> <table bgcolor="#DBE8F4" border="0" cellpadding="4" cellspacing="0" style="BACKGROUND-COLOR: #DBE8F4;" width="100%"> <tr> <td colspan="2" rowspan="1" valign="top"><font color="#003366" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;FONT-WEIGHT: bold;COLOR: #003366;"><li style="MARGIN-LEFT: 12pt;TEXT-INDENT: -12pt;">Request a Quote</li></font></td> </tr> <tr> <td colspan="1" rowspan="1" style="PADDING-LEFT: 10px;" valign="top"> </td> <td colspan="1" rowspan="1" valign="top"> <font color="#000000" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;COLOR: #000000;"> <div align="center"> </div> <p> Click on the following link to go to my quote web portal. There you will find both on-line quotation forms and links to word document (.doc) quote request forms which you can print out and fax. </p> </font> </td> </tr> <tr> <td colspan="1" rowspan="1" style="PADDING-LEFT: 10px;" valign="top"> </td> <td colspan="1" rowspan="1" style="TEXT-ALIGN: left;PADDING-BOTTOM: 10px;"><font color="#000000" face="Verdana,Geneva,Arial,Helvetica,sans-serif" size="2" style="FONT-FAMILY: Verdana,Geneva,Arial,Helvetica,sans-serif;FONT-SIZE: 10pt;COLOR: #000000;"><a color="#003366" href="http://rs6.net/tn.jsp?t=kunix8bab.0.0.fqbvkrbab.0&ts=S0217&p=http%3A%2F%2Fwww.vernbellagency.com%2FQuote_Request.html" shape="rect" style="COLOR: #003366;FONT-WEIGHT: bold;">Click here to request a quote...</a></font></td> </tr> <tr> <td bgcolor="#003366" colspan="2" rowspan="1" style="BACKGROUND-COLOR: #003366;" valign="bottom"> </td> </tr> </table> </td> </tr> <tr> <td align="center" bgcolor="#EEEEDF" colspan="1" rowspan="1" style="BACKGROUND-COLOR: #EEEEDF;" valign="bottom"> <table cellpadding="0" cellspacing="0" width="100%"> <tr> <td bgcolor="#003366" colspan="1" rowspan="1" style="BACKGROUND-COLOR: #003366;"><img border="0" height="1" src="http://img.constantcontact.com/letters/images/spacer.gif" width="1"/></td> </tr> <tr> <td colspan="1" rowspan="1" style="TEXT-ALIGN: center;LINE-HEIGHT: 15px;PADDING: 10px 0px 10px 0px;"> <font color="#003366" face="Verdana, Geneva, Arial, Helvetica, sans-serif" size="1" style="FONT-FAMILY: Verdana, Geneva, Arial, Helvetica, sans-serif;FONT-SIZE: 8pt;FONT-WEIGHT: bold;COLOR: #003366;"> <div> :: <a color="#003366" href="mailto:vern@vernbellagency.com" shape="rect" style="COLOR: #003366;">vern@vernbellagency.com</a> </div> <div> :: <a color="#003366" href="http://rs6.net/tn.jsp?t=kunix8bab.0.0.fqbvkrbab.0&ts=S0217&p=http%3A%2F%2Fwww.vernbellagency.com" shape="rect" style="COLOR: #003366;">http://www.vernbellagency.com</a> </div> </font> </td> </tr> <tr> <td bgcolor="#003366" colspan="1" rowspan="1" style="BACKGROUND-COLOR: #003366;"><img border="0" height="1" src="http://img.constantcontact.com/letters/images/spacer.gif" width="1"/></td> </tr> <tr> <td colspan="1" rowspan="1" style="TEXT-ALIGN: center;LINE-HEIGHT: 15px;PADDING: 10px 0px 10px 0px;"> <font color="#003366" face="Verdana, Geneva, Arial, Helvetica, sans-serif" size="1" style="FONT-FAMILY: Verdana, Geneva, Arial, Helvetica, sans-serif;FONT-SIZE: 8pt;FONT-WEIGHT: bold;COLOR: #003366;"> <div> :: 214.227.8735 </div> </font> </td> </tr> <tr> <td bgcolor="#003366" colspan="1" rowspan="1" style="BACKGROUND-COLOR: #003366;"><img border="0" height="1" src="http://img.constantcontact.com/letters/images/spacer.gif" width="1"/></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <p> </p> <div style="visibility:hidden"> </div> </div> <br/> <table bgcolor="#ffffff" padding="0" width="100%"><tr align="center"><td><table bgcolor="#ffffff" width="595"><tr><td colspan="2"><font face="verdana,arial" size="1"><b><a href="http://ui.constantcontact.com/sa/fwtf.jsp?m=1101166970373&ea=vern%40vernbellagency.com&a=1101515732618&id=preview" style="color: #0000ff;" target="_blank">Forward email</a></b></font><br/> <br/> </td></tr> <tr><td><font face="verdana,arial" size="1"><FooterContent><a href="http://ui.constantcontact.com/d.jsp?p=un&m=1101166970373&ea=vern%40vernbellagency.com&se=&t=1101515732618&lang=en&reason=F&id=preview.1101166970373" target="_blank"><img border="0" src="http://img.constantcontact.com/letters/images/safe_unsubscribe_logo.gif"/></a> <div>This email was sent to vern@vernbellagency.com, by <a href="mailto:vern@vernbellagency.com" style="color:#0000ff;">vern@vernbellagency.com</a></div> <div>Instant removal with <a href="http://ui.constantcontact.com/d.jsp?p=un&m=1101166970373&ea=vern%40vernbellagency.com&se=&t=1101515732618&lang=en&reason=F&id=preview.1101166970373" style="color:#0000ff;" target="_blank">SafeUnsubscribe</a>&trade; | <a href="http://ui.constantcontact.com/roving/CCPrivacyPolicy.jsp?id=preview" style="color:#0000ff;" target="_blank">Privacy Policy</a>.</div></FooterContent></font> </td> <td><font face="verdana,arial" size="1"><FooterLogo><div>Powered by</div><a href="http://www.constantcontact.com/index.jsp?cc=news05"><img border="0" src="http://img.constantcontact.com/letters/images/cc-logo-color-sm.gif"/></a></FooterLogo></font> </td> </tr> <tr><td colspan="2"><font face="verdana,arial" size="1"><br/>Vern Bell Agency | 1004 Southfork Drive | Little Elm | TX | 75068</font> </td> </tr> </table> </td> </tr> </table> <br/> </body> </html>